Friday, January 9, 2009

Shopping Online Safety Tips

More and more of us are shopping online; this has resulted in a new type of crime that the undesirable members of society are now exploiting at an alarming rate.

You can help combat this by taking very simple and basic precautions that not only protect you but also will help support the global economy.

Firstly let me point out that the overwhelming majority of online transactions are completed safely and efficiently so do not get alarmed if you already shop online or intend to do so.

Be wary if you are asked for any personal information
If you intend to buy online the seller, should never e-mail or call you to ask you to disclose or verify password, credit card, or bank account number. You should only give out this information directly on the website or when you contact the seller directly.

If you are contacted or receive an unsolicited e-mail which asks you to confirm or provide a password or personal or banking information, disregard the request as it will not be from the seller but will probably be from another source.

Which Site Should I Buy From
Always research the company/business you intend to buy from, check to see if they are sell via association with a large online shop such as Amazon, if so then you should have no problems providing you are sensible as these companies have invested thousands to protect buyers and have very tight security in place.

How to Pay
Do not use PayPal, Money Orders, Wire Transfers, Cash or Cheque when paying for internet items, most security conscious sellers do not allow these methods of payment as they are seen as less secure than credit card payments paid via there own systems.

As with most things these days most of it is basic commonsense, however it is easy to get to get caught up in internet fraud due to the fact the criminals have become more sophisticated, take simple precautions and shop in safety

1 comment:

Kim said...

These tips are very effective and practical to protect our money from fraudulent activities while shopping online.